Ten Commandments - debt free lifestyle
9. Invest for the future, invest in eternity - By simple spending less than what you earn, you can save for futre needs, emergencies and retirement. But beyond this life, one can store up treasures in heave (Matt. 6:20). Live simply that others can simply live. Instead of spending on something that is not a real need, give it away to someone who has a dire need. Be a major stakeholder in church by giving much of your time, talent, energy and money to it.