Saturday, April 29, 2006
How rich are you?
Here is something sort of humbling that we think is worth checking out. Check out today where you are global on the wealth or rich list. Check it out now at Global Rich list
Thursday, April 27, 2006
Winning stocks - have to be taking steps toward the next level!
Things to be looking for that winning stocks. One key factor that you should and can be looking for that winning stock is how or what are they doing to step up to the new or next level. Is the companies that your looking into are they taking there products to the next level, are they having new services that is taking them to the next level. Or is there managament just being stuck, or are they growing and taking it to the next level.
This idea of companies that are growing and taking there products, services, management to the next level is something really to watch! Some have researched and stated that a lot of success in stocks have this key factor in a company that turns out to be a winning stock. Meaning that this company is taking it to the next level. With this in mind, you have to keep the price in mind as well. So if a company is trying something new and trying to take the company to the next level. This might mean, a new price level as well. Meaning that the old theory of buy low and sell high might not always be the best approach. Some might be missing out on the stock's biggest success in the new stocks price highs.
Keys to be looking for in a stock:
- Management is a key success in company!
- winning stocks will mark a new price high, but will continue to climb because of the growth and taking it to the next level. Along with the volume hitting new highs.
- Also keep your ears and eyes out of companies taking the next level. Or starting new products that could be taking the company to a the next level.
- Though the new products have to be solid and worth taking the chance on taking them to the next level.
* interesting note to keep in mind...when investing. Stocks on the new high tend to go higher, and those on the new lows often continue to go lower. Though, most if not everyone invests their money at the lows. We have to ask why!?!?
This idea of companies that are growing and taking there products, services, management to the next level is something really to watch! Some have researched and stated that a lot of success in stocks have this key factor in a company that turns out to be a winning stock. Meaning that this company is taking it to the next level. With this in mind, you have to keep the price in mind as well. So if a company is trying something new and trying to take the company to the next level. This might mean, a new price level as well. Meaning that the old theory of buy low and sell high might not always be the best approach. Some might be missing out on the stock's biggest success in the new stocks price highs.
Keys to be looking for in a stock:
- Management is a key success in company!
- winning stocks will mark a new price high, but will continue to climb because of the growth and taking it to the next level. Along with the volume hitting new highs.
- Also keep your ears and eyes out of companies taking the next level. Or starting new products that could be taking the company to a the next level.
- Though the new products have to be solid and worth taking the chance on taking them to the next level.
* interesting note to keep in mind...when investing. Stocks on the new high tend to go higher, and those on the new lows often continue to go lower. Though, most if not everyone invests their money at the lows. We have to ask why!?!?
Wednesday, April 26, 2006
Current Earnings Growth
Current Earnings Growth
Well, looking for that winning stock, it's important to check out the current earnings growth. The stocks you screen to purchase, this might be the single most important factor in purchasing the right stock. Though, when looking at the current earning growth. It's important to know what your looking for such as...what to compare it to, what's the increase, and the percentage of increase in current quarterly earnings per share.
What you should be looking for:
- looking at current earning growth that is three quarters that are winning or ahead
- some of these stocks with good current earning growth could have high P/E
- do research and make sure that there is a positive history
- don't look for the homerun hit, but looking for solid current earning growth...though looking for good high percentage in earnings.
Well, looking for that winning stock, it's important to check out the current earnings growth. The stocks you screen to purchase, this might be the single most important factor in purchasing the right stock. Though, when looking at the current earning growth. It's important to know what your looking for such as...what to compare it to, what's the increase, and the percentage of increase in current quarterly earnings per share.
What you should be looking for:
- looking at current earning growth that is three quarters that are winning or ahead
- some of these stocks with good current earning growth could have high P/E
- do research and make sure that there is a positive history
- don't look for the homerun hit, but looking for solid current earning growth...though looking for good high percentage in earnings.
Annual Earnings Growth
Annual Earnings Growth
This is a good signal to really take note of. If the annual earning growth is strong, then that's a good signal that the stock will be good one. But, at times it's just not that simple. There are some key fundamentals to consider. Also, quarterly earnings are a hugh thing to watch out for, but some will say that a big factor in picking is to have an good positive looking annual earning growth of the last five years.
Things to really be looking for:
- EPS growth of at least 20% to 25%
- the last three years having a increase in annual earning growth
- ROE (Return On Equity) needs to be at least 15% or some might say 17% or higher
This is a good signal to really take note of. If the annual earning growth is strong, then that's a good signal that the stock will be good one. But, at times it's just not that simple. There are some key fundamentals to consider. Also, quarterly earnings are a hugh thing to watch out for, but some will say that a big factor in picking is to have an good positive looking annual earning growth of the last five years.
Things to really be looking for:
- EPS growth of at least 20% to 25%
- the last three years having a increase in annual earning growth
- ROE (Return On Equity) needs to be at least 15% or some might say 17% or higher
Sunday, April 23, 2006
We did our own research
Last week IBD listed ten stocks that they thought and listed under $10 to be watching for. Here was the list along with there closing price as of Friday 21st:
MED MEDIFAST INC 10.14 +3.36%
TGB TASEKO MINES LTD 3.49 +6.08%
ARTG ART TECH GROUP 3.55 -0.28%
RNWK REALNETWORKS INC 10.39 -2.35%
WEL BOOTS&COOTS/INT WELL 2.40 -0.59%
LPSN LIVEPERSON INC 7.40 -2.25%
EZM EUROZINC MINING CORP 2.16 +3.35%
GEMS GLENAYRE TECHS 5.72 +0.18%
BDCO BLUE DOLPHIN ENER 7.29 +1.96%
HOM HOME SOLUTIONS OF AM 8.91 -0.22
Our research was to see if we were to invest from the opening bell of Monday the 17th. Right after this list came out during the last weekend.
The Winners or ahead of the game would be as followed:
MED opened at 9.15 Monday morning. Got as low as 8.62 during Monday, had a extremely low volume day of 49,900 on Tuesday. But, it ends up closing on friday at 10.14, though reached as high as 10.31.
RNWK opened at 9.83 but got has low as 9.81 and ended up closing on 10.07 monday (17th). Got has high as 10.96 on Friday, but then closed at 10.39 on Friday.
HOM - 8.01 8.05 7.80 7.87 Opened at 8.01 on Monday morning, got has high was 9.12 on Friday, but then closed at 8.91 on friday.
GEMS - opend Monday morning at 5.47 the high was 5.78 closing on Friday at 5.72
BDCO opened at 7.07 got has high was 8.60 on Tuesday, but after that went down as low as 6.91 and then closing on Friday at 7.29
TGB opend on Monday at 3.01 reached as high as 3.78. Closing on Tuesday at 3.59 and wednesday closed at 3.58 then finally on Friday closed at 3.49.
WEL opend at 2.21 high for the week was 2.50...closing on Friday at 2.40
EZM opened at 2.14 went up as high as 2.42 on Tuesday, closed on Tuesday was a high for the week at 2.31. Though ended the week dropping some and finally closed on Friday at 2.16
LPSN opend at 7.75 the high being 7.84 on Tuesday, and finally dropped and closed at 7.40 on Friday. The thing that we didnot like about this stock is the volume is pretty low for our fundamental investing. The 5 day volume average is only 241,000. We personally like at least 500,000 or higher.
ARTG opening at 3.80. Reached a high for the week of 3.81 on Monday, and then got as low as 3.46 and closed at 3.55 on Friday.
So the Research shows that 8 out of the 10 were gains...not always big gainers, but it's the first week or so.
The biggest gain were + .95 MED, +0.90 HOM, + 0.56 RNWK, + 0.39 TGB, +0.25 GEMS, +0.22 BDCO, + 0.19 WEL, + 0.02 EZM,
The two loses were - 0.34 ARTG, -0.35 LPSN
We found it was interested to do our own research and see how good IBD does of picking, and what we see after a week, 8 out of 10 with two gains over 90 cents that's not bad at all!
MED MEDIFAST INC 10.14 +3.36%
TGB TASEKO MINES LTD 3.49 +6.08%
ARTG ART TECH GROUP 3.55 -0.28%
RNWK REALNETWORKS INC 10.39 -2.35%
WEL BOOTS&COOTS/INT WELL 2.40 -0.59%
LPSN LIVEPERSON INC 7.40 -2.25%
EZM EUROZINC MINING CORP 2.16 +3.35%
GEMS GLENAYRE TECHS 5.72 +0.18%
BDCO BLUE DOLPHIN ENER 7.29 +1.96%
HOM HOME SOLUTIONS OF AM 8.91 -0.22
Our research was to see if we were to invest from the opening bell of Monday the 17th. Right after this list came out during the last weekend.
The Winners or ahead of the game would be as followed:
MED opened at 9.15 Monday morning. Got as low as 8.62 during Monday, had a extremely low volume day of 49,900 on Tuesday. But, it ends up closing on friday at 10.14, though reached as high as 10.31.
RNWK opened at 9.83 but got has low as 9.81 and ended up closing on 10.07 monday (17th). Got has high as 10.96 on Friday, but then closed at 10.39 on Friday.
HOM - 8.01 8.05 7.80 7.87 Opened at 8.01 on Monday morning, got has high was 9.12 on Friday, but then closed at 8.91 on friday.
GEMS - opend Monday morning at 5.47 the high was 5.78 closing on Friday at 5.72
BDCO opened at 7.07 got has high was 8.60 on Tuesday, but after that went down as low as 6.91 and then closing on Friday at 7.29
TGB opend on Monday at 3.01 reached as high as 3.78. Closing on Tuesday at 3.59 and wednesday closed at 3.58 then finally on Friday closed at 3.49.
WEL opend at 2.21 high for the week was 2.50...closing on Friday at 2.40
EZM opened at 2.14 went up as high as 2.42 on Tuesday, closed on Tuesday was a high for the week at 2.31. Though ended the week dropping some and finally closed on Friday at 2.16
LPSN opend at 7.75 the high being 7.84 on Tuesday, and finally dropped and closed at 7.40 on Friday. The thing that we didnot like about this stock is the volume is pretty low for our fundamental investing. The 5 day volume average is only 241,000. We personally like at least 500,000 or higher.
ARTG opening at 3.80. Reached a high for the week of 3.81 on Monday, and then got as low as 3.46 and closed at 3.55 on Friday.
So the Research shows that 8 out of the 10 were gains...not always big gainers, but it's the first week or so.
The biggest gain were + .95 MED, +0.90 HOM, + 0.56 RNWK, + 0.39 TGB, +0.25 GEMS, +0.22 BDCO, + 0.19 WEL, + 0.02 EZM,
The two loses were - 0.34 ARTG, -0.35 LPSN
We found it was interested to do our own research and see how good IBD does of picking, and what we see after a week, 8 out of 10 with two gains over 90 cents that's not bad at all!
Summer saving for kids!
It's getting closer and closer. That's right it's almost here Summer time, and I keep hearing and seeing more and more student trying to get summer jobs. And it seems to becoming more and more for even the younger ones. Here are some simple tips to teach your kids early how to be responsible for money. Here are some simple tips.
1. Teachh them from early age while shopping with them for clothes, groceries, or even big ideas like cars and etc. Talk with them about comparing prices, quality, and even bulk prices when shopping. A great time is when shopping for school supplies, holidays, birthdays, or etc.
2. Take your kids to the bank with you. Whenever you can take them to withdrawal money from the ATM, or going to the bank to do transactions, and explain to you children of what your doing and how to do it. Share with them the interest rates of your saving accounts, where has your checking account usually don't have interest rates.
3. Talk with your kids about investments. Sharing information such as purchasing stocks with different companies of interest. Example, many young kids enjoy shopping for shoes, so why not explain with them about Nike the company, and how you can personally invest in this kind of company. Some experts say early the better to start explaing this such as elementary school age, but keep repeating and teaching through middle school to help better understand these ideas.
"Too many people have suffered losses -- by not diversifying, for example -- that could have been avoided with a little information and education," says Steve Hines, spokesman for the JumpStart Coalition for Personal Financial Literacy. "But, stocks generally outperform other forms of investment over longer periods of time, and since kids have time on their side, why not help them learn to make their money grow?"
4. Create a spending account, and provide your kids with a piggy bank.
Give your children an allowance and make sure they set aside a certain amount for savings. A piggy bank can help children watch their money grow. Let them keep a financial journal to record their financial activities.
5. Make them earn their money. Hard work pays off, the easy way out is never easy money. Teach them that you as parents had to and continue to have to work hard for the money that you earn, and that old saying "money doesn't grow on trees is really true. They can start by picking up their toys, taking out the garbage and raking the leaves.
6. Think about and teach them goals. Goal-setting can helps kids achieve their dreams. So whatever the goal is toys, car, or whatever, help them and teach them that it can be attained through hard work, proper budgeting, and saving up.
7. Show and teach the correct way to use credit cards. You ask what is the correct way to use a correct card. Well, our rule of using a credit card is you don't buy it unless you can pay it of right away. So your not buy and wait to see if we have enough money to pay it off at the end of the month. It's buy now knowing you will pay it off this month. Make sure if or when you give your kids a credit card, make sure to monitor the use of the credit card.
"A troubling trend in our society is giving credit cards too early and too easily," says Duvall, who suggests giving responsible teenagers a credit card toward the latter part of high school, along with a good heart-to-heart talk about credit.
"Know your kids individually, and don't be in a rush to help them spend," says Hines. "Don't get your kids a credit card and hope they'll learn something on their own. You wouldn't get them a car and hope they'll learn to drive it on their own, would you?"
8. Include kids in discussions on household budgeting and vacation planning.
Talk about necessities such as utilities and extras. Teach kids about the financial resources needed for the vacation such as tickets, transportation, lodging and entertainment.
9. Teach them about donating or tithing through your local church. We teach the 10-20-70. Which is tithe/donate/give 10%, save 20%, and spend 70% on monthly expensives. This is a great way to teach your children about tithing at a early age.
Hines believes volunteering is a way to "offset the consumer-driven environment by teaching kids that there is joy in something other than buying things for themselves.
"For some kids, this is a powerful lesson. Instead of just delayed gratification, it's gratification by spending on someone else. With donations, there are also opportunities to discuss how far a dollar can stretch and values."
10. This is the rule that your kids follow your guidance. You as a parent have to start leading by example, by showing them the right way to save, teaching them at an early age to develop a budgeting program. Start early on investing for the future. There are all kinds of great free resource for this kind of information all over the internet.
1. Teachh them from early age while shopping with them for clothes, groceries, or even big ideas like cars and etc. Talk with them about comparing prices, quality, and even bulk prices when shopping. A great time is when shopping for school supplies, holidays, birthdays, or etc.
2. Take your kids to the bank with you. Whenever you can take them to withdrawal money from the ATM, or going to the bank to do transactions, and explain to you children of what your doing and how to do it. Share with them the interest rates of your saving accounts, where has your checking account usually don't have interest rates.
3. Talk with your kids about investments. Sharing information such as purchasing stocks with different companies of interest. Example, many young kids enjoy shopping for shoes, so why not explain with them about Nike the company, and how you can personally invest in this kind of company. Some experts say early the better to start explaing this such as elementary school age, but keep repeating and teaching through middle school to help better understand these ideas.
"Too many people have suffered losses -- by not diversifying, for example -- that could have been avoided with a little information and education," says Steve Hines, spokesman for the JumpStart Coalition for Personal Financial Literacy. "But, stocks generally outperform other forms of investment over longer periods of time, and since kids have time on their side, why not help them learn to make their money grow?"
4. Create a spending account, and provide your kids with a piggy bank.
Give your children an allowance and make sure they set aside a certain amount for savings. A piggy bank can help children watch their money grow. Let them keep a financial journal to record their financial activities.
5. Make them earn their money. Hard work pays off, the easy way out is never easy money. Teach them that you as parents had to and continue to have to work hard for the money that you earn, and that old saying "money doesn't grow on trees is really true. They can start by picking up their toys, taking out the garbage and raking the leaves.
6. Think about and teach them goals. Goal-setting can helps kids achieve their dreams. So whatever the goal is toys, car, or whatever, help them and teach them that it can be attained through hard work, proper budgeting, and saving up.
7. Show and teach the correct way to use credit cards. You ask what is the correct way to use a correct card. Well, our rule of using a credit card is you don't buy it unless you can pay it of right away. So your not buy and wait to see if we have enough money to pay it off at the end of the month. It's buy now knowing you will pay it off this month. Make sure if or when you give your kids a credit card, make sure to monitor the use of the credit card.
"A troubling trend in our society is giving credit cards too early and too easily," says Duvall, who suggests giving responsible teenagers a credit card toward the latter part of high school, along with a good heart-to-heart talk about credit.
"Know your kids individually, and don't be in a rush to help them spend," says Hines. "Don't get your kids a credit card and hope they'll learn something on their own. You wouldn't get them a car and hope they'll learn to drive it on their own, would you?"
8. Include kids in discussions on household budgeting and vacation planning.
Talk about necessities such as utilities and extras. Teach kids about the financial resources needed for the vacation such as tickets, transportation, lodging and entertainment.
9. Teach them about donating or tithing through your local church. We teach the 10-20-70. Which is tithe/donate/give 10%, save 20%, and spend 70% on monthly expensives. This is a great way to teach your children about tithing at a early age.
Hines believes volunteering is a way to "offset the consumer-driven environment by teaching kids that there is joy in something other than buying things for themselves.
"For some kids, this is a powerful lesson. Instead of just delayed gratification, it's gratification by spending on someone else. With donations, there are also opportunities to discuss how far a dollar can stretch and values."
10. This is the rule that your kids follow your guidance. You as a parent have to start leading by example, by showing them the right way to save, teaching them at an early age to develop a budgeting program. Start early on investing for the future. There are all kinds of great free resource for this kind of information all over the internet.
Friday, April 21, 2006
Earnings, expired, and excitement!
Wow, this Third friday of April has beena busy day!
First to top of the earnings, no other then Google (GOOG) jumping up to a hugh gain, and of the biggest gains in about 6 months. That's right GOOG closed on Thursday evening at 415, and then opens the day after the earnings coming out. It opens at a high gain of 450! Google is still one of the top companies out to watch for and really do your homework and makes some money on this one. Just think if you would have put in $85 for this company back in August...how nice of return would that be today's 450!
Also, Ford (F) is doing a lot of moving today, but it's in the opposite direction as Google (goog). Ford states a lot of downgrades, jobloss, and so much more! Not looking real good for the Ford company!
Also, today is the expired...for all those calls, puts, and options. Which stocks did you put in for your stock options this month?
We can not forget to mention the excitement of all this crude oil information. What's going on, and where is this one going? All I can say I am glad that it's not winter, and start looking to purchase a hybrid. Interested to see what Crude Oil closes as today!
First to top of the earnings, no other then Google (GOOG) jumping up to a hugh gain, and of the biggest gains in about 6 months. That's right GOOG closed on Thursday evening at 415, and then opens the day after the earnings coming out. It opens at a high gain of 450! Google is still one of the top companies out to watch for and really do your homework and makes some money on this one. Just think if you would have put in $85 for this company back in August...how nice of return would that be today's 450!
Also, Ford (F) is doing a lot of moving today, but it's in the opposite direction as Google (goog). Ford states a lot of downgrades, jobloss, and so much more! Not looking real good for the Ford company!
Also, today is the expired...for all those calls, puts, and options. Which stocks did you put in for your stock options this month?
We can not forget to mention the excitement of all this crude oil information. What's going on, and where is this one going? All I can say I am glad that it's not winter, and start looking to purchase a hybrid. Interested to see what Crude Oil closes as today!
Dell is a Sell
Dell for the first time since it become a public stock back in 1996! But, now it's a sell. Everyone is saying to jump of the Dell! That's right we are seeing more and more dell sell ratings. So wait out and starting putting your options or get on the short bus on this one. Dell is a strong sell!
Wednesday, April 19, 2006
HOM...looks like it could be a winner
HOM...looks like it could be a winner. Looks like it is finally ready to break towards double digits...Could be the start of a monster run...
Home Solutions of America, Inc. offers recovery, restoration,
rebuilding/remodeling, and specialty interior services to commercial
and residential properties in the United States.
In the 4th quarter the company reported an EPS increase of 233% on a
revenue increase of 184%. Furthermore the company recently reported
contract awards worth up to $40MM to perform hurricane related building
activities. The company has a tremendous backlog of business but has
not issued earnings guidance due to uncertainty about allocation of
funding for projects in New Orleans.
Home Solutions of America, Inc. offers recovery, restoration,
rebuilding/remodeling, and specialty interior services to commercial
and residential properties in the United States.
In the 4th quarter the company reported an EPS increase of 233% on a
revenue increase of 184%. Furthermore the company recently reported
contract awards worth up to $40MM to perform hurricane related building
activities. The company has a tremendous backlog of business but has
not issued earnings guidance due to uncertainty about allocation of
funding for projects in New Orleans.
Friday, April 14, 2006
This sector is interesting to look at
Corning
In March, the venerable glass and ceramics outfit said it had developed a new glass composite that doesn't include heavy metals in the manufacturing process. By reducing environmental hazards associated with the glass, commonly used on liquid crystal display televisions, the new formula enables Corning (GLW) to gain an earth-friendly edge and reduces concerns over how the glass is disposed of.
They plan to adopt the technique over the next two to three years. The new method is "clearly a differentiator for them," says C.J. Muse, an analyst at Lehman Brothers (LEH) who rates the company overweight. As attention in the glass sector turns away from size capacity to how the glass is made, Muse writes in a recent report that the new composition "support[s] the company's market share position and premium pricing over the competition."
Capstone (CPST) produces microturbines that can be used in parallel with utility power and heat or as a backup to it. Capable of running on fuels such as kerosene and natural gas, Capstone aims for its turbines to produce very clean emissions while helping clients save on the electricity bill. Capstone's turbines spin on high-pressure emissions from a fuel cell, reducing the need to use additional fuel.
Medis (MDTL) produces portable alkaline fuel cells designed to power increasingly sophisticated and power-thirsty personal gadgets. The devices, scheduled for a limited retail release in the fourth quarter, provide sustained power without the need to use up excess electricity. Though they're disposable, the fuel cells don't contain heavy metals, unlike standard alkaline batteries. Despite these advantages, CEO Robert Lifton says the device was developed primarily with practicality, not ecology, in mind. "It's a product for people that happens to be environmentally O.K.," he says.
Quantum's products include high capacity hydrogen storage tanks that can be used in fuel-cell powered cars. These tanks can store enough hydrogen to power a fuel-cell car for about 300 miles. Brion Tanous, managing director of equity research at Merriman Curhan Ford & Co. -- which makes a market for Quantum (QTWW) -- says that's about the minimum distance electric cars will need to travel before consumers will buy them, and that makes Quantum an industry leader in a field that could take off. He rates the stock a buy despite predicting that losses will continue into at least 2007.
In March, the venerable glass and ceramics outfit said it had developed a new glass composite that doesn't include heavy metals in the manufacturing process. By reducing environmental hazards associated with the glass, commonly used on liquid crystal display televisions, the new formula enables Corning (GLW) to gain an earth-friendly edge and reduces concerns over how the glass is disposed of.
They plan to adopt the technique over the next two to three years. The new method is "clearly a differentiator for them," says C.J. Muse, an analyst at Lehman Brothers (LEH) who rates the company overweight. As attention in the glass sector turns away from size capacity to how the glass is made, Muse writes in a recent report that the new composition "support[s] the company's market share position and premium pricing over the competition."
Capstone (CPST) produces microturbines that can be used in parallel with utility power and heat or as a backup to it. Capable of running on fuels such as kerosene and natural gas, Capstone aims for its turbines to produce very clean emissions while helping clients save on the electricity bill. Capstone's turbines spin on high-pressure emissions from a fuel cell, reducing the need to use additional fuel.
Medis (MDTL) produces portable alkaline fuel cells designed to power increasingly sophisticated and power-thirsty personal gadgets. The devices, scheduled for a limited retail release in the fourth quarter, provide sustained power without the need to use up excess electricity. Though they're disposable, the fuel cells don't contain heavy metals, unlike standard alkaline batteries. Despite these advantages, CEO Robert Lifton says the device was developed primarily with practicality, not ecology, in mind. "It's a product for people that happens to be environmentally O.K.," he says.
Quantum's products include high capacity hydrogen storage tanks that can be used in fuel-cell powered cars. These tanks can store enough hydrogen to power a fuel-cell car for about 300 miles. Brion Tanous, managing director of equity research at Merriman Curhan Ford & Co. -- which makes a market for Quantum (QTWW) -- says that's about the minimum distance electric cars will need to travel before consumers will buy them, and that makes Quantum an industry leader in a field that could take off. He rates the stock a buy despite predicting that losses will continue into at least 2007.
Some really bad way to pay off your taxes
Have you ever seen or read this "The IRS does have what it takes to take what you've got." Well, though it's that time to tax crunching, paying your taxes, and its about that deadline time! I love it when people like myself wait for the last second to do there taxes! Why is that...oh well that's an whole nother story!
Let's talk about not getting to caught up into paying your taxe, and make some foolish decision on how to pay them off this year. Though, the IRS can be intimidating and your want to meet that April deadline dont be fooled by doing some rash decisions.
Some really bad ways to pay off your taxes, but the sad thing is people are really doing some of these. But, it's a big no no to step into this kind of debt situation!
1. Pay off the government monthly. Unless you want to just pay them off and dig a big whole for yourself and on top of all that give the IRS complete permission to attach your bank account if you fail to pay. I don't know about you but I don't feel comfortable doing that or would I be even be able to sleep at night!
2. Dig into your retirement account.
Many 401(k) and 403(b) employer-sponsored plans have provisions that allow you to borrow your own money and pay it back to yourself without penalty. The interest rate is usually low. You can't borrow against your IRA, but you can withdraw the money and use it for 60 days without penalty as long as you redeposit it into the same or a new IRA account. If the money doesn't find its way back into an IRA account within the 60-day period, it will be subject to taxes and penalties. You can only use this 60-day provision once a year. The clock starts ticking on the date you receive the distribution. While it's easy to temporarily withdraw some retirement money, most financial experts advise against it unless it's an absolute last resort. Your retirement nest egg should be a safe haven rather than an emergency fund. Bankrate's 401(k) loan calculator can help you figure the cost of raiding your retirement account.
3. Use your home equity.
If you have a home equity line of credit, it will allow you to borrow against it usually by just writing a check. Interest rates on equity accounts are attractive and if you pay what you owe quickly, this debt will cost less than putting the same amount on your credit card. But if interest rates head up, so will equity line rates. And by using this payment method, your home is the collateral for even the relatively small amount you used to pay your tax bill.
4. Take out a personal loan.
The rates on unsecured personal loans can be ugly, but not as ugly as some other fast-cash options. If you happen to have a credit union available to you, try that first because the rate is usually at least 2 percentage points lower.
5. Pay your taxs online using there direct payment. That's just giving them even more...they are asking 2.49% or something crazy like that! Why should you have to pay more when you're already paying them so much. IRS can be frustrating sometimes!
Let's talk about not getting to caught up into paying your taxe, and make some foolish decision on how to pay them off this year. Though, the IRS can be intimidating and your want to meet that April deadline dont be fooled by doing some rash decisions.
Some really bad ways to pay off your taxes, but the sad thing is people are really doing some of these. But, it's a big no no to step into this kind of debt situation!
1. Pay off the government monthly. Unless you want to just pay them off and dig a big whole for yourself and on top of all that give the IRS complete permission to attach your bank account if you fail to pay. I don't know about you but I don't feel comfortable doing that or would I be even be able to sleep at night!
2. Dig into your retirement account.
Many 401(k) and 403(b) employer-sponsored plans have provisions that allow you to borrow your own money and pay it back to yourself without penalty. The interest rate is usually low. You can't borrow against your IRA, but you can withdraw the money and use it for 60 days without penalty as long as you redeposit it into the same or a new IRA account. If the money doesn't find its way back into an IRA account within the 60-day period, it will be subject to taxes and penalties. You can only use this 60-day provision once a year. The clock starts ticking on the date you receive the distribution. While it's easy to temporarily withdraw some retirement money, most financial experts advise against it unless it's an absolute last resort. Your retirement nest egg should be a safe haven rather than an emergency fund. Bankrate's 401(k) loan calculator can help you figure the cost of raiding your retirement account.
3. Use your home equity.
If you have a home equity line of credit, it will allow you to borrow against it usually by just writing a check. Interest rates on equity accounts are attractive and if you pay what you owe quickly, this debt will cost less than putting the same amount on your credit card. But if interest rates head up, so will equity line rates. And by using this payment method, your home is the collateral for even the relatively small amount you used to pay your tax bill.
4. Take out a personal loan.
The rates on unsecured personal loans can be ugly, but not as ugly as some other fast-cash options. If you happen to have a credit union available to you, try that first because the rate is usually at least 2 percentage points lower.
5. Pay your taxs online using there direct payment. That's just giving them even more...they are asking 2.49% or something crazy like that! Why should you have to pay more when you're already paying them so much. IRS can be frustrating sometimes!
Why do companies issue stock?
Why do companies issue stock?
A company usually issues stock because:
1. The company does not have to borrow from traditional lenders
2. Issuing stock allows the company to bypass interest payments to creditors.
3. The company is not obligated to make principal payments.
4. The company is expanding rapidly.
A company usually issues stock because:
1. The company does not have to borrow from traditional lenders
2. Issuing stock allows the company to bypass interest payments to creditors.
3. The company is not obligated to make principal payments.
4. The company is expanding rapidly.
Seven Most Deadly Sins of Stock Picking
Seven Most Deadly Sins of Stock Picking
Greed
Motivation and Destruction: Greed it's a interesting one. Where it's hard to know how greedy to go, or how much should I really want. You've got something that you want to make into something more. No problem with that. But too much greed will ensure your failure. Stop chasing that fast cash, this one is a ringer, this one is it thoughts and investing. Make sure you are not getting greedy, but still investing t Iwisely and not out of greed, motivation. Generations of stock market losers have proved that there's no such thing as a fast buck. But there are bucks to be made for those who can overcome their urges and avoid this sin, and the rest of the seven sins.
Gluttony, Envy, and Lust
When lusting about anything it's very unhealthy. Lust can leave you in the alley street with literally nothing. Especially in our commercial culture, fiscal gluttony is easily sparked by its sister sins, Envy and Lust. If you need to have the shiniest car on the block or the biggest granite countertops in all of Poshbottome Pointe, your absolute investment returns are sure to suffer.
Take this example, say Average Joe could invest and have a annual returns of 15% a year. (That would make you a very good investor -- so you shouldn't count on those kinds of returns.) For the example Average Joe is dreaming big. It still won't make you wealthy if you're earning that 15% on nothing. Remember: Buffett didn't get rich just by making great investments. He got rich by not wasting money that could be added to the kitty. Don't believe me? Do the math. No, wait, let us do it for you.
If you start with $1,000 and earn that 15% a year in a tax-free account, your money will be worth $87,500 after 30 years. Not too shabby. By contrast, if you can skip the gas station stops in the morning and bag a lunch a couple of times, you can scrape together a lousy $1,000 a year to add to your nest egg. The final result? $625,000. Drive an old clunker and ignore all those tempting incentive offers from keeping up with the jones, and then save the $500 a month you would have spent on coffee and cars, and you'll be looking at $3.3 million -- though perhaps not if you invest in GM, while it battles slowing sales and an expected earnings decline.
Yes, Averag Joe is now looking more like Donald Trump (okay we will not get carried away). But do the same at a more reasonable 8% rate of return, and you'll still end up with $730,000. The point is this: Unless you're already sitting on a pretty big pile of dough, your stuff-envy and financial gluttony will be a much bigger factor in your future financial independence than any magic you can conjure for your portfolio's performance. Control your urges accordingly.
Anger
If you don't know Anger around the stock market, then you have been to yahoo's message board before have you? Seriously, that at times can be the anger in and of itself just reading through those message boards or other stock forums. Anger is a natural reaction to adversity, but it's one that rational investors need to overcome if they hope to have consistent success.
Investing is an inherently risky activity that demands a hard look at the facts, good and bad. But a huge number of stock buyers view it like some kind of Sunday-afternoon competition. It's like a intense sports match, cheering on there team, but giving heck to the others! And the anger makes them blind to the negatives. Woe unto the drunk fan who points out the lack of steady revenues and complete absence of profits at a company like Lakers. Plenty of angry members of the Stinger crowd try to blame the others for any downtick, even though they can see for themselves the firm has minute sales; no profits; mystifying, short-lived management; and a CEO with long history of failures.
Mr. Crazy Fan, criticism of a company you own does not constitute an affront to your personal honor. Mr. I am right fan, my positive comments about your company's competitor in no way constitute an agreement to meet with pistols at dawn. That throbbing vein in your forehead is a good indication that you're fixated on the wrong things. Embrace the stuff that angries up your blood. You might learn something important.
Pride
I'm right, and everyone else is wrong. We all feel that way, so I'm not going to deliver a blanket condemnation of self-assurance. After all, acting on your convictions is part of the arrogance of investing. If everyone shares the same, correct opinion of a stock, then it must already be fairly priced. We are convinced we can find sweet bargains or future world-beaters ahead of the rest of the crowd. But not every time. If you believe that, you're in trouble.
That's the kind of pride that will kill investors over the long run. The problem is that, in individual cases, the market rewards the ignorant and the informed without pointing out which is which. It's nice to see the long-suffering shareholders finally catch a break, but it doesn't change the fact that plenty of people brought the suffering on themselves by ignoring the firm's consistently deteriorating financials to purchase a pig in a poke.
When a stock goes up, those who bought it purely because they like the product, or hate a competitor, will swear up and down that they are finally being rewarded for their smarts, but the truth is, they're just being rewarded. The trouble with being otherwise deluded is that such irrational pride and (in the long run) the odds, catch up with you. Investing is about maximizing returns, but you can't do that without minimizing risks. There is a difference between being right and being lucky. I've been lucky before in getting out at the right time, but the danger is taking particular pride in it. It scared me into being even more careful with my future decisions. You need to live and learn and plan for the future, ackowledge your winnings but most importantly your losing to grow and learn from them.
Sloth
Let's think a little more about being a sloth, and when it comes down to it sloth is being lazy. There's no room in investing for good, old-fashioned sloth aka laziness. If you are too lazy to look research your stock company, the stock companies nubmers and and proxy statements, you're setting yourself up for some major failures. Yet every day, we are treated to amazing examples of extreme investor laziness. There are countless times you hear about a stock, but then if you get caught into the one of the seven deadly sins of stock picking and decide to be to lazy to do your homework and research then your asking for trouble. Going strictly on hear say information, one person's picks, etc. We see them all the time...but don't get caught being lazy and not doing your homework!
The road to righteousness
Some of history's most successful investors have said it time and time again: The journey to stock market wealth doesn't require superior instincts, faster reflexes, or better information. What it does require is patience, perseverance, and the willingness to do some work and avoid the mistakes that others are too quick to make. If you can steer clear of the seven sins of stock picking, you'll already be one up on Wall Street. Always remember there is room for bears and bulls, but never any room for pigs on "The Street"!
Greed
Motivation and Destruction: Greed it's a interesting one. Where it's hard to know how greedy to go, or how much should I really want. You've got something that you want to make into something more. No problem with that. But too much greed will ensure your failure. Stop chasing that fast cash, this one is a ringer, this one is it thoughts and investing. Make sure you are not getting greedy, but still investing t Iwisely and not out of greed, motivation. Generations of stock market losers have proved that there's no such thing as a fast buck. But there are bucks to be made for those who can overcome their urges and avoid this sin, and the rest of the seven sins.
Gluttony, Envy, and Lust
When lusting about anything it's very unhealthy. Lust can leave you in the alley street with literally nothing. Especially in our commercial culture, fiscal gluttony is easily sparked by its sister sins, Envy and Lust. If you need to have the shiniest car on the block or the biggest granite countertops in all of Poshbottome Pointe, your absolute investment returns are sure to suffer.
Take this example, say Average Joe could invest and have a annual returns of 15% a year. (That would make you a very good investor -- so you shouldn't count on those kinds of returns.) For the example Average Joe is dreaming big. It still won't make you wealthy if you're earning that 15% on nothing. Remember: Buffett didn't get rich just by making great investments. He got rich by not wasting money that could be added to the kitty. Don't believe me? Do the math. No, wait, let us do it for you.
If you start with $1,000 and earn that 15% a year in a tax-free account, your money will be worth $87,500 after 30 years. Not too shabby. By contrast, if you can skip the gas station stops in the morning and bag a lunch a couple of times, you can scrape together a lousy $1,000 a year to add to your nest egg. The final result? $625,000. Drive an old clunker and ignore all those tempting incentive offers from keeping up with the jones, and then save the $500 a month you would have spent on coffee and cars, and you'll be looking at $3.3 million -- though perhaps not if you invest in GM, while it battles slowing sales and an expected earnings decline.
Yes, Averag Joe is now looking more like Donald Trump (okay we will not get carried away). But do the same at a more reasonable 8% rate of return, and you'll still end up with $730,000. The point is this: Unless you're already sitting on a pretty big pile of dough, your stuff-envy and financial gluttony will be a much bigger factor in your future financial independence than any magic you can conjure for your portfolio's performance. Control your urges accordingly.
Anger
If you don't know Anger around the stock market, then you have been to yahoo's message board before have you? Seriously, that at times can be the anger in and of itself just reading through those message boards or other stock forums. Anger is a natural reaction to adversity, but it's one that rational investors need to overcome if they hope to have consistent success.
Investing is an inherently risky activity that demands a hard look at the facts, good and bad. But a huge number of stock buyers view it like some kind of Sunday-afternoon competition. It's like a intense sports match, cheering on there team, but giving heck to the others! And the anger makes them blind to the negatives. Woe unto the drunk fan who points out the lack of steady revenues and complete absence of profits at a company like Lakers. Plenty of angry members of the Stinger crowd try to blame the others for any downtick, even though they can see for themselves the firm has minute sales; no profits; mystifying, short-lived management; and a CEO with long history of failures.
Mr. Crazy Fan, criticism of a company you own does not constitute an affront to your personal honor. Mr. I am right fan, my positive comments about your company's competitor in no way constitute an agreement to meet with pistols at dawn. That throbbing vein in your forehead is a good indication that you're fixated on the wrong things. Embrace the stuff that angries up your blood. You might learn something important.
Pride
I'm right, and everyone else is wrong. We all feel that way, so I'm not going to deliver a blanket condemnation of self-assurance. After all, acting on your convictions is part of the arrogance of investing. If everyone shares the same, correct opinion of a stock, then it must already be fairly priced. We are convinced we can find sweet bargains or future world-beaters ahead of the rest of the crowd. But not every time. If you believe that, you're in trouble.
That's the kind of pride that will kill investors over the long run. The problem is that, in individual cases, the market rewards the ignorant and the informed without pointing out which is which. It's nice to see the long-suffering shareholders finally catch a break, but it doesn't change the fact that plenty of people brought the suffering on themselves by ignoring the firm's consistently deteriorating financials to purchase a pig in a poke.
When a stock goes up, those who bought it purely because they like the product, or hate a competitor, will swear up and down that they are finally being rewarded for their smarts, but the truth is, they're just being rewarded. The trouble with being otherwise deluded is that such irrational pride and (in the long run) the odds, catch up with you. Investing is about maximizing returns, but you can't do that without minimizing risks. There is a difference between being right and being lucky. I've been lucky before in getting out at the right time, but the danger is taking particular pride in it. It scared me into being even more careful with my future decisions. You need to live and learn and plan for the future, ackowledge your winnings but most importantly your losing to grow and learn from them.
Sloth
Let's think a little more about being a sloth, and when it comes down to it sloth is being lazy. There's no room in investing for good, old-fashioned sloth aka laziness. If you are too lazy to look research your stock company, the stock companies nubmers and and proxy statements, you're setting yourself up for some major failures. Yet every day, we are treated to amazing examples of extreme investor laziness. There are countless times you hear about a stock, but then if you get caught into the one of the seven deadly sins of stock picking and decide to be to lazy to do your homework and research then your asking for trouble. Going strictly on hear say information, one person's picks, etc. We see them all the time...but don't get caught being lazy and not doing your homework!
The road to righteousness
Some of history's most successful investors have said it time and time again: The journey to stock market wealth doesn't require superior instincts, faster reflexes, or better information. What it does require is patience, perseverance, and the willingness to do some work and avoid the mistakes that others are too quick to make. If you can steer clear of the seven sins of stock picking, you'll already be one up on Wall Street. Always remember there is room for bears and bulls, but never any room for pigs on "The Street"!
Ten Commandments Debt Free Life Style 10. 10-20-70
Ten Commandments - debt free lifestyle
10. 10-20-70 - The suggestion income allocation is 10% for tithes, 20% for saving and 70% for spending. This can of course be modified by spending less so that tithes to a local Church and saving increase. Yet a more important debt needs to be dealt with, first and foremost, if we are to enjoy the abundant life.
10. 10-20-70 - The suggestion income allocation is 10% for tithes, 20% for saving and 70% for spending. This can of course be modified by spending less so that tithes to a local Church and saving increase. Yet a more important debt needs to be dealt with, first and foremost, if we are to enjoy the abundant life.
Ten Commandments Debt Free Life Style 9. Invest for the future, invest in eternity
Ten Commandments - debt free lifestyle
9. Invest for the future, invest in eternity - By simple spending less than what you earn, you can save for futre needs, emergencies and retirement. But beyond this life, one can store up treasures in heave (Matt. 6:20). Live simply that others can simply live. Instead of spending on something that is not a real need, give it away to someone who has a dire need. Be a major stakeholder in church by giving much of your time, talent, energy and money to it.
9. Invest for the future, invest in eternity - By simple spending less than what you earn, you can save for futre needs, emergencies and retirement. But beyond this life, one can store up treasures in heave (Matt. 6:20). Live simply that others can simply live. Instead of spending on something that is not a real need, give it away to someone who has a dire need. Be a major stakeholder in church by giving much of your time, talent, energy and money to it.
Ten Commandments Debt Free Life Style 8. Hardwork, not easy money
Ten Commandments - debt free lifestyle
8. Hardwork, not easy money - Work hard and become a leader, be lasy and never succeed. Do not gamble. Beware of pyramid schemes. Do not lend at high interest, aiming for the easy, quick bucks could spell more disaster!
8. Hardwork, not easy money - Work hard and become a leader, be lasy and never succeed. Do not gamble. Beware of pyramid schemes. Do not lend at high interest, aiming for the easy, quick bucks could spell more disaster!
Ten Commandments Debt Free Life Style 7. Gratefull and not greedy
Ten Commandments - debt free lifestyle
7. Grateful and not greedy - Giving generously to others may be the most rewarding gift to ever recieve! Just think about being content of where you are, and sharing of more what you have!
7. Grateful and not greedy - Giving generously to others may be the most rewarding gift to ever recieve! Just think about being content of where you are, and sharing of more what you have!
Ten Commandments Debt Free Life Style 6. Family Planning
Ten Commandments Debt - Free Life Style
6. Family Planning - More children means more mouths to feed, more bodies to clothe, more minds to educate, and that's right more family planning and budgeting for all the above. Plan a family of manageable size which you could supply as well as amply give care, love, and give full attention to. And just think of this world and how many children out there worldwide that are malnourished and out of school. And at the rate popluation is growing, in a few years, there will not be enough food to go around!
6. Family Planning - More children means more mouths to feed, more bodies to clothe, more minds to educate, and that's right more family planning and budgeting for all the above. Plan a family of manageable size which you could supply as well as amply give care, love, and give full attention to. And just think of this world and how many children out there worldwide that are malnourished and out of school. And at the rate popluation is growing, in a few years, there will not be enough food to go around!
Ten Commandments Debt Free Life Style 5. Envelopes of Cash
Ten Commandments - Debt Free Life Style
5. Envelopes of cash - Cash funds must be kept in envelopes distributed as follows: Monthly: rent, food, utility, gasoline, school allowance, recreational and entertainment, etc. Yearly: tuition, textbooks, and school supplies, insurance, Christmas, holidays. Contingencies: medical, emergencies. Also try to refrain from juggling funds.
Also, another way to help you put away some cash, is so many people are banking online, paying online, spending online. Then why not save online, that's right do a direct deposit of first paying yourself and leaving say $20 a month goes to first paying yourself for saving towards something maybe for a raining day, vacation, extra spending money for a later date, or even more to your retirement fund!
5. Envelopes of cash - Cash funds must be kept in envelopes distributed as follows: Monthly: rent, food, utility, gasoline, school allowance, recreational and entertainment, etc. Yearly: tuition, textbooks, and school supplies, insurance, Christmas, holidays. Contingencies: medical, emergencies. Also try to refrain from juggling funds.
Also, another way to help you put away some cash, is so many people are banking online, paying online, spending online. Then why not save online, that's right do a direct deposit of first paying yourself and leaving say $20 a month goes to first paying yourself for saving towards something maybe for a raining day, vacation, extra spending money for a later date, or even more to your retirement fund!
Ten Commandments Debt Free Life Style 4. Debt Pay-off ASAP
Ten Commandments - debt free lifestyle today!
4. Debt Pay-off ASAP - That's right...payoff your debt asap, because we all know that cash basis is the best! If your budget or cash resource allows you to pay the full amount reflect on the statment of account. This practice will pay off in the end. Paying only the minimum amount required may seem light on the pocket, but heavier in the long run due to interests rates which for a credit card can run anywhere from 3.25% to 30% (depending on how late or backed up you might be on the your payments). Here are the don't in borrowing!
* don't borrow to buy anything that depreciates
* don't borrow to pay back debt
* don't borrow at high interest
* don't borrow except to buy a house (which appreciates in value)
4. Debt Pay-off ASAP - That's right...payoff your debt asap, because we all know that cash basis is the best! If your budget or cash resource allows you to pay the full amount reflect on the statment of account. This practice will pay off in the end. Paying only the minimum amount required may seem light on the pocket, but heavier in the long run due to interests rates which for a credit card can run anywhere from 3.25% to 30% (depending on how late or backed up you might be on the your payments). Here are the don't in borrowing!
* don't borrow to buy anything that depreciates
* don't borrow to pay back debt
* don't borrow at high interest
* don't borrow except to buy a house (which appreciates in value)
Ten Commandments Debt Free Life Style 4. Debt Pay-off ASAP
Ten Commandments - debt free lifestyle today!
4. Debt Pay-off ASAP - That's right...payoff your debt asap, because we all know that cash basis is the best! If your budget or cash resource allows you to pay the full amount reflect on the statment of account. This practice will pay off in the end. Paying only the minimum amount required may seem light on the pocket, but heavier in the long run due to interests rates which for a credit card can run anywhere from 3.25% to 30% (depending on how late or backed up you might be on the your payments). Here are the don't in borrowing!
* don't borrow to buy anything that depreciates
* don't borrow to pay back debt
* don't borrow at high interest
* don't borrow except to buy a house (which appreciates in value)
4. Debt Pay-off ASAP - That's right...payoff your debt asap, because we all know that cash basis is the best! If your budget or cash resource allows you to pay the full amount reflect on the statment of account. This practice will pay off in the end. Paying only the minimum amount required may seem light on the pocket, but heavier in the long run due to interests rates which for a credit card can run anywhere from 3.25% to 30% (depending on how late or backed up you might be on the your payments). Here are the don't in borrowing!
* don't borrow to buy anything that depreciates
* don't borrow to pay back debt
* don't borrow at high interest
* don't borrow except to buy a house (which appreciates in value)
Thursday, April 13, 2006
What or where is the market going?
I think it would be nice to see the market crate in here, wring out
excessive fear, shoot confidence, create attractive valuations...
But I am afraid this may be wishful thinking. The reason the market
is so frustrating to both bulls and bears is because there aren't
really any events that can push it one way or the other.
Iran's nuclear ambitions are years away and they need money to
continue - oil is their only source of revenue...
High oil prices are inflationary and can slow the economy, but oil
is bid up on the expectation of continued demand - i.e. strong
economy, and each time there is a perception of slowing, oil prices
retreat from highs...
So the market continues its elaborate dance with oil and interest
rates in a narrowing range...
One area I am watching closely is oil services / related (ALJ, BAS,
NTG). If oil prices remain high, oil producers operating at
capacity may not be able to show explosive eps growth without new
discoveries or acqusitions. But they are likely to continue
drilling and pumping.
Though frustrating at times with the market. Just always remember
their is room for bears and bulls, but no room for pigs!!
excessive fear, shoot confidence, create attractive valuations...
But I am afraid this may be wishful thinking. The reason the market
is so frustrating to both bulls and bears is because there aren't
really any events that can push it one way or the other.
Iran's nuclear ambitions are years away and they need money to
continue - oil is their only source of revenue...
High oil prices are inflationary and can slow the economy, but oil
is bid up on the expectation of continued demand - i.e. strong
economy, and each time there is a perception of slowing, oil prices
retreat from highs...
So the market continues its elaborate dance with oil and interest
rates in a narrowing range...
One area I am watching closely is oil services / related (ALJ, BAS,
NTG). If oil prices remain high, oil producers operating at
capacity may not be able to show explosive eps growth without new
discoveries or acqusitions. But they are likely to continue
drilling and pumping.
Though frustrating at times with the market. Just always remember
their is room for bears and bulls, but no room for pigs!!
Ten Commandments Debt Free Life Style 3. Cut Credit Cards
Ten Commandments Debt Free Life Style
3. Cut Credit Cards - We know this sounds very very strict, but if your living debt this is probably a big problem! It's time to cut the credit cards that are leading or adding to the problem which is living in debt! Its time to buckle down and get rid of your credit cards!
3. Cut Credit Cards - We know this sounds very very strict, but if your living debt this is probably a big problem! It's time to cut the credit cards that are leading or adding to the problem which is living in debt! Its time to buckle down and get rid of your credit cards!
Ten Commandments Debt Free Life Style 2. Budget
Ten Commandments Debt Free Life Style
2. Budget - Yes, we know everyone sort of hates to hear that word budget. And you get that idea in you head of sitting down and number crunching. Budget does not always have to that boring. It's more of a simple record of what you are going to give yourself for different expenses per month. Some other important thoughts on budgeting is making some simple rules in budgeting and stick to them. Do not give in, if you set a goal or a budget for $50 a month on entertainment then stick to it! Trust me you will be better off for it in the long run. Make a record of all your expenses, have and stick with shopping lists, meaning don't buy anything that is not on the list, and lastly did we mention stick to your budget plans!
2. Budget - Yes, we know everyone sort of hates to hear that word budget. And you get that idea in you head of sitting down and number crunching. Budget does not always have to that boring. It's more of a simple record of what you are going to give yourself for different expenses per month. Some other important thoughts on budgeting is making some simple rules in budgeting and stick to them. Do not give in, if you set a goal or a budget for $50 a month on entertainment then stick to it! Trust me you will be better off for it in the long run. Make a record of all your expenses, have and stick with shopping lists, meaning don't buy anything that is not on the list, and lastly did we mention stick to your budget plans!
Ten Commandments Debt Free Life Style 1. Administrators
Ten Commandments - Debt Free Life Style
1. Administrators - We all must remember, acknowledge that fact that we are in living in a debt problem. Or that we do have some extra debt that we are needing to get out of. Also, the most important fact to remember is that God knows everything. We first and foremost have to be good stewards of the resourced that God has provided us for! A good reminder to keep thinking God owns all the cows in the world. With this thought in mind if He owns all the cows in the world then sure he will keep care of YOU!!
1. Administrators - We all must remember, acknowledge that fact that we are in living in a debt problem. Or that we do have some extra debt that we are needing to get out of. Also, the most important fact to remember is that God knows everything. We first and foremost have to be good stewards of the resourced that God has provided us for! A good reminder to keep thinking God owns all the cows in the world. With this thought in mind if He owns all the cows in the world then sure he will keep care of YOU!!
Debt Free Lifestyle, stressed about your taxes
Stressed about your taxes, looking at your taxes and can no figure out where you spent all your money that you have made. And then on top of that your still in debt, and you can not figure out why?
Ever thought of owe nothing to anyone, And you keep looking for real answers of how to do this in your lifestyle. Where or what can I do to get me out of debt. Well, I guess, there is not really easy steps to take, but we do want to try to offer some help. Though change is never easy, and especially money change, or habits dealing with money. Here are some tips or suggestions to relieve your stress, and start heading towards a debt ridden lifestyle!
So come back and check out our newest series of what we are calling!!!
The ten commandments for debt free lifestyle!
Ever thought of owe nothing to anyone, And you keep looking for real answers of how to do this in your lifestyle. Where or what can I do to get me out of debt. Well, I guess, there is not really easy steps to take, but we do want to try to offer some help. Though change is never easy, and especially money change, or habits dealing with money. Here are some tips or suggestions to relieve your stress, and start heading towards a debt ridden lifestyle!
So come back and check out our newest series of what we are calling!!!
The ten commandments for debt free lifestyle!
Did you know there are International ETF's
Q: Are there international ETFs?
There are many, including regional funds such as European or Pacific Rim funds, as well as individual country funds in relatively well-developed economies. In each of these countries there is an established index of reasonably large and liquid stocks that allows this to happen. As developing nations stabilize their stock markets, they will no doubt adopt ETFs.
Here are few that I think would be a research and look and invest at your own risk!
Check these out
BLDRS Asia 50 ADR Index (ADRA)
iShares FTSE/Xinhua China 25 Index (FXI)
iShares Nasdaq Biotechnology (IBB)
iShares Dow Jones Select Dividend Index (DVY)
iShares MSCI Germany Index (EWG)
iShares MSCI Japan Index (EWJ)
streetTRACKS Gold Shares (GLD)
PowerShares Gldn Dragon Halter USX China (PGJ)
PowerShares Dynamic Large Cap Value (PWV)
Vanguard Pacific Stock VIPERs (VPL)
There are many, including regional funds such as European or Pacific Rim funds, as well as individual country funds in relatively well-developed economies. In each of these countries there is an established index of reasonably large and liquid stocks that allows this to happen. As developing nations stabilize their stock markets, they will no doubt adopt ETFs.
Here are few that I think would be a research and look and invest at your own risk!
Check these out
BLDRS Asia 50 ADR Index (ADRA)
iShares FTSE/Xinhua China 25 Index (FXI)
iShares Nasdaq Biotechnology (IBB)
iShares Dow Jones Select Dividend Index (DVY)
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Wednesday, April 12, 2006
Streicher Mobile (FUEL)
Streicher Mobile (FUEL) is in EXTREMELY high demand right now due to the fact that Ethanol can only be transported and distributed by trucks and rail...just read this, its from the EIA Department of Energy:
INTER-REGIONAL TRANSPORTATION ISSUES AND ASSOCIATED COSTS FOR RENEWABLE FUELS
Probably the largest issue associated with increased ethanol use is distribution. Since EIA has not performed detailed analysis of ethanol transportation issues, the EIA transportation paper largely summarizes recent work by Downstream Alternatives, Inc., (DAI) for the U.S. Department of Energy. The DAI analysis found that expanding the market for ethanol to 5.1 billion gallons per year results in an estimated average national cost of about 8 cents per gallon of ethanol to transport it to markets. This translates to a cost of about 1 cent per gallon of gasoline when 10 percent ethanol is used. Delivery infrastructure issues requiring attention before demand reaches this level include: rail terminals able to unload more than a few cars, constraints on the Inland Waterway System, and a possible shortage of Oil Pollution Act of 1990-compliant Jones Act vessels. However, our analysis concludes that the major transportation mode for ethanol will be rail. The number of entities needing to invest to make the needed infrastructure changes is large, and breakdowns in pieces of the chain could affect ultimate supply availability. This implies that the transitions beginning in 2004, particularly the large volumes of ethanol required to flow to California, could result in some initial supply dislocations and price volatility. Even after the transition periods, coastal RFG areas dependent on ethanol, which requires a separate distribution system from gasoline that includes railcar and water transport, could experience increased price volatility if distribution becomes hampered due to events such as flooding and winter storms, as has been the case with other fuel disruptions.
INTER-REGIONAL TRANSPORTATION ISSUES AND ASSOCIATED COSTS FOR RENEWABLE FUELS
Probably the largest issue associated with increased ethanol use is distribution. Since EIA has not performed detailed analysis of ethanol transportation issues, the EIA transportation paper largely summarizes recent work by Downstream Alternatives, Inc., (DAI) for the U.S. Department of Energy. The DAI analysis found that expanding the market for ethanol to 5.1 billion gallons per year results in an estimated average national cost of about 8 cents per gallon of ethanol to transport it to markets. This translates to a cost of about 1 cent per gallon of gasoline when 10 percent ethanol is used. Delivery infrastructure issues requiring attention before demand reaches this level include: rail terminals able to unload more than a few cars, constraints on the Inland Waterway System, and a possible shortage of Oil Pollution Act of 1990-compliant Jones Act vessels. However, our analysis concludes that the major transportation mode for ethanol will be rail. The number of entities needing to invest to make the needed infrastructure changes is large, and breakdowns in pieces of the chain could affect ultimate supply availability. This implies that the transitions beginning in 2004, particularly the large volumes of ethanol required to flow to California, could result in some initial supply dislocations and price volatility. Even after the transition periods, coastal RFG areas dependent on ethanol, which requires a separate distribution system from gasoline that includes railcar and water transport, could experience increased price volatility if distribution becomes hampered due to events such as flooding and winter storms, as has been the case with other fuel disruptions.
Two interesting stocks to watch for Thursday!!
Interesting raising stocks and volume:
These two stocks really struck me yesterday, and will be interesting to watch for today! Blue Dolphin Energy Co. (BDCO): shares of Houston, Texas based natural gas and oil exploration company jumped 40.12% or $2.03 to $7.09 as the company reported second consecutive profitable quarter. The stock is the leading gainer on Nasdaq today with 10.5 million shares traded, about 13 times average volumn.
This one was interesting too! Plug Power Inc.(PLUG): shares of Latham, NY based proton exchange membrance fuel cell technology company surged 22.54% or $1.1 to $5.98 on new investment from two Russian investment firm worth $217 million. The stock is the fifth leading advancer on Nasdaq today with 28.5 million shares traded, the twelveth most heaviest traded on Nasdaq.
These two stocks really struck me yesterday, and will be interesting to watch for today! Blue Dolphin Energy Co. (BDCO): shares of Houston, Texas based natural gas and oil exploration company jumped 40.12% or $2.03 to $7.09 as the company reported second consecutive profitable quarter. The stock is the leading gainer on Nasdaq today with 10.5 million shares traded, about 13 times average volumn.
This one was interesting too! Plug Power Inc.(PLUG): shares of Latham, NY based proton exchange membrance fuel cell technology company surged 22.54% or $1.1 to $5.98 on new investment from two Russian investment firm worth $217 million. The stock is the fifth leading advancer on Nasdaq today with 28.5 million shares traded, the twelveth most heaviest traded on Nasdaq.
Bausch & Lomb, bol, renu
Okay, so what's all this talk about Bausch & Lomb, and there product or lack of product called renu. These are the all the questions we are asking and wondering! Here is a little background info...the fungus, called Fusarium, is commonly found in plant material and soil in tropical and subtropical regions. Without eye-drop treatment, which can last two to three months, the infection can scar the cornea and blind its victims.
Symptoms can include blurry vision, pain or redness, increased sensitivity to light and excessive discharge from the eye. It is not transmitted from person to person.
In February, Bausch & Lomb stopped shipments of ReNu in Singapore and Hong Kong after a similar spike in infections was reported in contact-lens wearers there. It is partnering with health authorities and researchers to investigate the extent and cause of the outbreak, which also surfaced in Malaysia.
More than 30 million Americans wear contact lenses, and the ReNu brand generated $45 million in U.S. sales last year.
Well, so what's the word now...well everyone the street, and evening Kramer I think is saying SELL! It's up to you....what you want to do...but I would be jumping ship if I were a owner of stock in this one!
Symptoms can include blurry vision, pain or redness, increased sensitivity to light and excessive discharge from the eye. It is not transmitted from person to person.
In February, Bausch & Lomb stopped shipments of ReNu in Singapore and Hong Kong after a similar spike in infections was reported in contact-lens wearers there. It is partnering with health authorities and researchers to investigate the extent and cause of the outbreak, which also surfaced in Malaysia.
More than 30 million Americans wear contact lenses, and the ReNu brand generated $45 million in U.S. sales last year.
Well, so what's the word now...well everyone the street, and evening Kramer I think is saying SELL! It's up to you....what you want to do...but I would be jumping ship if I were a owner of stock in this one!
Monday, April 10, 2006
HIBB....looks to be good to us...but you do the research yourself!
HIBB
Let's take a little time to check this one out...so let's talk about Hibbett. Let's see if the stock still looks like it belongs or a buy.
First of all, their business. According to the Yahoo "Profile" on Hibbett, the company
"...operates sporting goods stores in small to mid-sized markets in the southeast, mid-atlantic, and midwest United States. The company, through its stores, offers athletic equipment, footwear, and apparel. As of February 2, 2006, it operated 549 Hibbett Sports stores, including smaller-format Sports Additions athletic shoe stores and larger format Sports & Co. superstores."
Let's check and see if there is any news of significance on the company.
The latest news appears to be the 4th quarter 2006 earnings report. Reported on March 9, 2006, the company reported:
"Net sales for the 13-week period ended January 28, 2006, increased 12.8% to $120.8 million compared with $107.1 million for the 13-week period ended January 29, 2005. Comparable store sales increased 2.5% in the fourth quarter of fiscal 2006. Net income for the fourth fiscal quarter increased 21.7% to $9.9 million compared with $8.1 million in the fourth fiscal quarter of last year. Earnings per diluted share increased 26.1% to $0.29 compared with $0.23 per diluted share in the prior year."
So from my perspective this was a satisfactory report. Revenue was up nicely, earnings were solid, but the same store sales gain of 2.5% is a bit anemic and I suspect that is why the stock price is currently consolidating instead of continuing to charge higher.
How about longer-term?
Looking at the Morningstar.com "5-Yr Restated" financials on HIBB is simply drop-dead gorgeous. This is a textbook example of what I am looking for in a stock. I mean talking about having all of your ducks in a row!
Revenue has steadily grown from $210 million in 2001 to $378 million in 2005 and $427 million in the trailing twelve months (TTM). Earnings have also been steadily growing from $.32/share in 2001 to $.71/share in 2005 and $.92/share in the TTM. Shares outstanding has also been fairly steady with 33 million in 2001, increasing to 35 million by 2005 and 36 million in the TTM.
Free cash flow? Also perfect imho. With $11 million in 2003, increasing to $33 million in 2005 and $35 million in the TTM.
What about the Morningstar.com reported balance sheet? Calculating the "current ratio", comparing the total current assets to the current liabilities, gives us a total of $155.2 million in current asets, balanced against $56.7 million in current liabilities--almost a current ratio of 3. The current assets can easily pay off the total combined liabilities of $70 million, more than two times over.
What about some valuation numbers on this stock?
Reviewing the Yahoo "Key Statistics" on Hibbett, we find that HIBB is a mid-cap stock with a market capitalization of $1.1 billion. The trailing p/e is a moderate 31.37, with a forward p/e (fye 28-Jan-08) of only 23.42. Calculating the PEG based on the 5 Yr Expected growth, gives us a PEG of only 1.19. Thus, valuation by this measure isn't bad at all.
According to the Fidelity.com eResearch website, Hibb is the 'priciest' of the stocks in the "Sporting Goods Stores" industrial group, with a Price/Sales ratio of 2.5. This is followed by Golf Galaxy (GGA) at 1.5, Dick's Sporting Goods (DKS) at 0.8, Big 5 Sporting Goods (BGFV) at 0.5, and Sports Authority (TSA) at 0.4. No bargain by this parameter!
Finishing up with Yahoo, we find that there are 35.71 million shares outstanding with 35.47 million of them that float. Currently there are 1.62 million shares out short (3/10/06) representing 4.60% of the float, or 7.2 trading days of volume. This number, if I use my arbitrary 3 day cut-off, looks significant to me and on any good news, the short-sellers could be subject to a bit of a squeeze as they scramble to cover. However, on the other hand, a heavy dose of short-sellers suggest investors who believe the stock should be trading lower.
Let's take a little time to check this one out...so let's talk about Hibbett. Let's see if the stock still looks like it belongs or a buy.
First of all, their business. According to the Yahoo "Profile" on Hibbett, the company
"...operates sporting goods stores in small to mid-sized markets in the southeast, mid-atlantic, and midwest United States. The company, through its stores, offers athletic equipment, footwear, and apparel. As of February 2, 2006, it operated 549 Hibbett Sports stores, including smaller-format Sports Additions athletic shoe stores and larger format Sports & Co. superstores."
Let's check and see if there is any news of significance on the company.
The latest news appears to be the 4th quarter 2006 earnings report. Reported on March 9, 2006, the company reported:
"Net sales for the 13-week period ended January 28, 2006, increased 12.8% to $120.8 million compared with $107.1 million for the 13-week period ended January 29, 2005. Comparable store sales increased 2.5% in the fourth quarter of fiscal 2006. Net income for the fourth fiscal quarter increased 21.7% to $9.9 million compared with $8.1 million in the fourth fiscal quarter of last year. Earnings per diluted share increased 26.1% to $0.29 compared with $0.23 per diluted share in the prior year."
So from my perspective this was a satisfactory report. Revenue was up nicely, earnings were solid, but the same store sales gain of 2.5% is a bit anemic and I suspect that is why the stock price is currently consolidating instead of continuing to charge higher.
How about longer-term?
Looking at the Morningstar.com "5-Yr Restated" financials on HIBB is simply drop-dead gorgeous. This is a textbook example of what I am looking for in a stock. I mean talking about having all of your ducks in a row!
Revenue has steadily grown from $210 million in 2001 to $378 million in 2005 and $427 million in the trailing twelve months (TTM). Earnings have also been steadily growing from $.32/share in 2001 to $.71/share in 2005 and $.92/share in the TTM. Shares outstanding has also been fairly steady with 33 million in 2001, increasing to 35 million by 2005 and 36 million in the TTM.
Free cash flow? Also perfect imho. With $11 million in 2003, increasing to $33 million in 2005 and $35 million in the TTM.
What about the Morningstar.com reported balance sheet? Calculating the "current ratio", comparing the total current assets to the current liabilities, gives us a total of $155.2 million in current asets, balanced against $56.7 million in current liabilities--almost a current ratio of 3. The current assets can easily pay off the total combined liabilities of $70 million, more than two times over.
What about some valuation numbers on this stock?
Reviewing the Yahoo "Key Statistics" on Hibbett, we find that HIBB is a mid-cap stock with a market capitalization of $1.1 billion. The trailing p/e is a moderate 31.37, with a forward p/e (fye 28-Jan-08) of only 23.42. Calculating the PEG based on the 5 Yr Expected growth, gives us a PEG of only 1.19. Thus, valuation by this measure isn't bad at all.
According to the Fidelity.com eResearch website, Hibb is the 'priciest' of the stocks in the "Sporting Goods Stores" industrial group, with a Price/Sales ratio of 2.5. This is followed by Golf Galaxy (GGA) at 1.5, Dick's Sporting Goods (DKS) at 0.8, Big 5 Sporting Goods (BGFV) at 0.5, and Sports Authority (TSA) at 0.4. No bargain by this parameter!
Finishing up with Yahoo, we find that there are 35.71 million shares outstanding with 35.47 million of them that float. Currently there are 1.62 million shares out short (3/10/06) representing 4.60% of the float, or 7.2 trading days of volume. This number, if I use my arbitrary 3 day cut-off, looks significant to me and on any good news, the short-sellers could be subject to a bit of a squeeze as they scramble to cover. However, on the other hand, a heavy dose of short-sellers suggest investors who believe the stock should be trading lower.
Tuesday, April 04, 2006
another example of free float
another example of free float
Majority of stocks(smallcaps) we cover have a market
cap under 1b, some 100m, 300m, microcaps sometimes dip
under 50m. The float can range from 1-10million, some
higher. The float is useless unless you have volume or
momentum come to the stock because of excellent
earnings, a good story etc. The smaller the float, the
greater chance of imbalances..the greater the
volatility in the stock, it can flow both
ways......"supply/demand"... big buyer(s) roll in and
momentum is born.
A stock like POSH will not get momentum just b/c of
its float, its EPS is in the red. MOMO traders want to
buy a bigger crib,not a baby crib. I'd even question
in the CEO buying a puny amount in anticipation of a
listing on the NASD, increase in volume was tiny and
was also in anticpation of the exchange switch. Looks
like someone wasn't wearing a bip since it listed on
NASD.
Majority of stocks(smallcaps) we cover have a market
cap under 1b, some 100m, 300m, microcaps sometimes dip
under 50m. The float can range from 1-10million, some
higher. The float is useless unless you have volume or
momentum come to the stock because of excellent
earnings, a good story etc. The smaller the float, the
greater chance of imbalances..the greater the
volatility in the stock, it can flow both
ways......"supply/demand"... big buyer(s) roll in and
momentum is born.
A stock like POSH will not get momentum just b/c of
its float, its EPS is in the red. MOMO traders want to
buy a bigger crib,not a baby crib. I'd even question
in the CEO buying a puny amount in anticipation of a
listing on the NASD, increase in volume was tiny and
was also in anticpation of the exchange switch. Looks
like someone wasn't wearing a bip since it listed on
NASD.
What is a float, definition of float, investing float
What exactly is a company's float?
The term "float" refers to the regular shares that a company has issued to the public that are available for investors to transact. This figure is derived by taking a company's outstanding shares and subtracting from it any restricted stock. (Restricted stock is stock that is under some sort of sales restriction: for example, stock that is held by insiders and cannot be traded because they are in a lock-up period following an initial public offering.)
A company's float is an important number for investors because it indicates how many shares are actually available to be bought and sold by the general investing public. The company is not responsible for how shares within the float are traded by the public - this is a function of the secondary market. Therefore, shares that are purchased, sold or even shorted by investors do not affect the float because these actions do not represent a change in the number of shares available for trade: they simply represent a redistribution of shares. Similarly, the creation and trading of options on a stock do not affect the float.
Still don't quite understand what a float is? Here's an example:
Say the SUNW Sun Micro Systems has 10,000,000 shares in total, but 3,000,000 shares are held by insiders who acquired these shares through some type of share distribution plan. Because the employees of SUNW are not allowed to trade these stocks for a certain period of time, they are considered to be restricted. Therefore, the company's float would be 7,000,000 (10,000,000 – 3,000,000 = 7,000,000). In other words, only 7,000,000 shares are available for trade by Joe and Jane America (or Canada, or China, or England, and so on).
It should also be noted that there is an inverse correlation between the size of a company's float and the volatility of the stock's price. This makes sense when you think about it: the greater the number of shares available for trade, the less volatility the stock will display because the harder it is for a smaller number of shares to move the price.
The term "float" refers to the regular shares that a company has issued to the public that are available for investors to transact. This figure is derived by taking a company's outstanding shares and subtracting from it any restricted stock. (Restricted stock is stock that is under some sort of sales restriction: for example, stock that is held by insiders and cannot be traded because they are in a lock-up period following an initial public offering.)
A company's float is an important number for investors because it indicates how many shares are actually available to be bought and sold by the general investing public. The company is not responsible for how shares within the float are traded by the public - this is a function of the secondary market. Therefore, shares that are purchased, sold or even shorted by investors do not affect the float because these actions do not represent a change in the number of shares available for trade: they simply represent a redistribution of shares. Similarly, the creation and trading of options on a stock do not affect the float.
Still don't quite understand what a float is? Here's an example:
Say the SUNW Sun Micro Systems has 10,000,000 shares in total, but 3,000,000 shares are held by insiders who acquired these shares through some type of share distribution plan. Because the employees of SUNW are not allowed to trade these stocks for a certain period of time, they are considered to be restricted. Therefore, the company's float would be 7,000,000 (10,000,000 – 3,000,000 = 7,000,000). In other words, only 7,000,000 shares are available for trade by Joe and Jane America (or Canada, or China, or England, and so on).
It should also be noted that there is an inverse correlation between the size of a company's float and the volatility of the stock's price. This makes sense when you think about it: the greater the number of shares available for trade, the less volatility the stock will display because the harder it is for a smaller number of shares to move the price.
Monday, April 03, 2006
some stocks, take them for what they are worth!
Here are 10 more stocks to be checking out and IBD backs these stocks up with there high rating on them! And I think they are very worth looking at. So check these stocks out and decide for yourself which one you want to take some investing in!
1. Netease.com (NTES) - Earnings Per Share Rating: 99.* The China-based Internet company has a three-year EPS growth rate of 97% and a three-year sales growth rate of 83%.
2. Hansen Natural (HANS) - EPS Rating: 99. On March 9, the beverage firm reported its ninth straight quarter of triple-digit profit growth.
3. F5 Networks (FFIV) - EPS Rating: 98. The maker of products used to manage Internet traffic has ridden its 50-day moving average higher since its Jan. 3 breakout.
4. Las Vegas Sands (LVS) - EPS Rating: 98. The casino operator is in the running with three other groups to build Singapore’s first casino resort. Annual return on equity at the end of 2005 was 25.9%.
5. OmniVision Technologies (OVTI) - EPS Rating: 97. Its image sensors were recently selected by a German automotive parts supplier for use in rearview cameras. Annual profit margin in 2005 hit a multi-year high of 27.3%.
6. Multi-Fineline Electronix (MFLX) - EPS Rating: 92. The maker of printed circuit boards used in cell phones, personal digital assistants and bar-code scanners recently announced plans to acquire Singapore-based MFS Technology for $500 million in cash and stock.
7. Hittite Microwave (HITT) - EPS Rating: 92. The recent new issue and maker of integrated circuits is just one of many emerging leaders in IBD’s Electronics-Semiconductor Mfg group. In mid-February, the chipmaker reported a 64% rise in Q4 profit of 23 cents a share, 4 cents above estimates.
8. Gilead Sciences (GILD) - EPS Rating: 99. Its bird flu vaccine – Tamiflu – has been selling well and two of its AIDS drugs continue show promise. The company has a three-year EPS growth rate of 75% and a three-year sales growth rate of 59%.
9. JLG Industries (JLG) - EPS Rating: 85. The maker of aerial work platforms has been a standout performer in IBD’s Machinery-Construction/Mining group. In the past 12 months, the stock has risen 196% compared to a 91% gain for its industry group.
10. Pike Electric (PEC) - EPS Rating: 84. The provider of outsourced electric distribution and transmission services went public in July 2005 at $14. In early February, the company said fiscal second-quarter profit surged 310% to 41 cents a share, well above views of 27 cents.
Out of some of more stock research on these stocks that were mentioned above. We would probably take NTES, GILD, OVIT, and PEC. We feel that these are the solid and very good ones to really check out more so!!
1. Netease.com (NTES) - Earnings Per Share Rating: 99.* The China-based Internet company has a three-year EPS growth rate of 97% and a three-year sales growth rate of 83%.
2. Hansen Natural (HANS) - EPS Rating: 99. On March 9, the beverage firm reported its ninth straight quarter of triple-digit profit growth.
3. F5 Networks (FFIV) - EPS Rating: 98. The maker of products used to manage Internet traffic has ridden its 50-day moving average higher since its Jan. 3 breakout.
4. Las Vegas Sands (LVS) - EPS Rating: 98. The casino operator is in the running with three other groups to build Singapore’s first casino resort. Annual return on equity at the end of 2005 was 25.9%.
5. OmniVision Technologies (OVTI) - EPS Rating: 97. Its image sensors were recently selected by a German automotive parts supplier for use in rearview cameras. Annual profit margin in 2005 hit a multi-year high of 27.3%.
6. Multi-Fineline Electronix (MFLX) - EPS Rating: 92. The maker of printed circuit boards used in cell phones, personal digital assistants and bar-code scanners recently announced plans to acquire Singapore-based MFS Technology for $500 million in cash and stock.
7. Hittite Microwave (HITT) - EPS Rating: 92. The recent new issue and maker of integrated circuits is just one of many emerging leaders in IBD’s Electronics-Semiconductor Mfg group. In mid-February, the chipmaker reported a 64% rise in Q4 profit of 23 cents a share, 4 cents above estimates.
8. Gilead Sciences (GILD) - EPS Rating: 99. Its bird flu vaccine – Tamiflu – has been selling well and two of its AIDS drugs continue show promise. The company has a three-year EPS growth rate of 75% and a three-year sales growth rate of 59%.
9. JLG Industries (JLG) - EPS Rating: 85. The maker of aerial work platforms has been a standout performer in IBD’s Machinery-Construction/Mining group. In the past 12 months, the stock has risen 196% compared to a 91% gain for its industry group.
10. Pike Electric (PEC) - EPS Rating: 84. The provider of outsourced electric distribution and transmission services went public in July 2005 at $14. In early February, the company said fiscal second-quarter profit surged 310% to 41 cents a share, well above views of 27 cents.
Out of some of more stock research on these stocks that were mentioned above. We would probably take NTES, GILD, OVIT, and PEC. We feel that these are the solid and very good ones to really check out more so!!
7 stocks worth looking to trade or worth researching for yourself
7 stocks worth looking to trade or worth researching for yourself
Raytheon (NYSE:RTN - News) raised its dividend by 9% and will increased its stock buyback program by $750 million. The fundamentals look on on this one, but only getting a 5 out of 10 for the long term side!
Cognos (NasdaqNM:COGN - News) beat earnings by $.10, announcing $0.48 EPS. We give this one a 6 out of 10 so it's on the positive, but just something to let you know about and maybe look into more. Research is the key!
Merix (NasdaqNM:MERX - News) beat earnings, announcing $0.14 EPS versus expected $.02.
Home Solutions (AMEX:HOM - News) missed by a penny, announcing $.09 versus expected $.10 EPS. This one is an interesting to keep an eye on!
Tom Online (NasdaqNM:TOMO - News) looks like a buy to strong buy and initiated with a buy at Brean Murray.
Blockbuster (NYSE:BBI - News) was raised to Peer Perform from Underperform at Bear Stearns. Beware, but this could be a good one...I mean really look around the block how many Blockbusters do you have around your neighborhood!
Bank of America downgraded Asyst (NasdaqNM:ASYT - News) to neutral from Buy. Long term, long term moving average, short term, and short term moving average are on looking like a go on this one!!
Raytheon (NYSE:RTN - News) raised its dividend by 9% and will increased its stock buyback program by $750 million. The fundamentals look on on this one, but only getting a 5 out of 10 for the long term side!
Cognos (NasdaqNM:COGN - News) beat earnings by $.10, announcing $0.48 EPS. We give this one a 6 out of 10 so it's on the positive, but just something to let you know about and maybe look into more. Research is the key!
Merix (NasdaqNM:MERX - News) beat earnings, announcing $0.14 EPS versus expected $.02.
Home Solutions (AMEX:HOM - News) missed by a penny, announcing $.09 versus expected $.10 EPS. This one is an interesting to keep an eye on!
Tom Online (NasdaqNM:TOMO - News) looks like a buy to strong buy and initiated with a buy at Brean Murray.
Blockbuster (NYSE:BBI - News) was raised to Peer Perform from Underperform at Bear Stearns. Beware, but this could be a good one...I mean really look around the block how many Blockbusters do you have around your neighborhood!
Bank of America downgraded Asyst (NasdaqNM:ASYT - News) to neutral from Buy. Long term, long term moving average, short term, and short term moving average are on looking like a go on this one!!
high yield stocks!
Here are some high yield stocks to be looking for. Remember it's important to check the volume and not only volume, but also daily volume. And you will note that all of these following high yield stocks have an daily average of over 500,000 volume. Also, all of thise high yield stocks have at least high yield of 4% or more!
Check these out, and keep your eye on those high yield stocks today!
Citigroup (NYSE:C) 47.23- 1.96 (4.10%)
AT & T (NYSE:T) 27.04 - 1.33 (4.90%)
Southern Copper (NYSE:PCU) 84.48 - 11.00 (13.00%)
Cedar Fair LP (NYSE:FUN) 29.25 - 1.88 (6.40%)
New Century Financial (NYSE:NEW) 46.02 - 7.00 (15.20%)
Lear Corp. (NYSE:LEA) 17.73 - 1.00 (5.60%)
Citizen Communications (NYSE:CZN) 13.27 - 1.00 (7.40%)
General Motors (NYSE:GM) 21.27 - 1.00 (4.70%)
Others to note that have high yield dividend
KNightsbridge Tankers (NasdaqNM:VLCCF) 25.06 - 3.20 (12.80%)
You take your pick on these great high yield dividend stocks
Check these out, and keep your eye on those high yield stocks today!
Citigroup (NYSE:C) 47.23- 1.96 (4.10%)
AT & T (NYSE:T) 27.04 - 1.33 (4.90%)
Southern Copper (NYSE:PCU) 84.48 - 11.00 (13.00%)
Cedar Fair LP (NYSE:FUN) 29.25 - 1.88 (6.40%)
New Century Financial (NYSE:NEW) 46.02 - 7.00 (15.20%)
Lear Corp. (NYSE:LEA) 17.73 - 1.00 (5.60%)
Citizen Communications (NYSE:CZN) 13.27 - 1.00 (7.40%)
General Motors (NYSE:GM) 21.27 - 1.00 (4.70%)
Others to note that have high yield dividend
KNightsbridge Tankers (NasdaqNM:VLCCF) 25.06 - 3.20 (12.80%)
You take your pick on these great high yield dividend stocks
Is wireless where it's at these days or what?
Wireless stocks, is this where it's at or not. After last Thursday we were beginning to wonder. Thursday the wireless stocks rallied pretty big, with Nokia leading the way with a strong forecast in cell phon growth globally this year.
Though you can not leave out Texas Instruments (up $1.01 to $33.00), TI is the number one maker of cell phone chips that counts Nokia as its biggest customer, saw its stock rise about 3 percent, and chipmaker RF Micro (up $0.37 to $8.69, Research), another large Nokia customer, gained about 4.5 percent.
Nokia (up $0.83 to $21.05)'s U.S. shares rallied nearly 4 percent, while rival Motorola (up $0.44 to $23.21) gained about 2 percent.
Nokia also launched three new phone models, unveiling the handsets in China as it targets new clients in fast-growing emerging markets, Reuters reported.
When talking wirelss you can never talk that without mentioning this one. Qualcomm (up $0.42 to $51.14), which makes integrated circuits and software for wireless products. Its shares rose as well.
We are thinking this one looks suprisely strong as well. Check this out for yourself, but it might be one to watch for little while and see for yourself. Skyworks (up $0.11 to $6.94, SWKS), which makes chips and integrated circuits for mobile phones.
A pair of analyst upgrades this week helped boost shares of the company, which had a difficult 2005 thanks to lost market share. Analysts think the company is poised to gain share from its rivals this year. Skyworks currently trades at around 30 times expected 2006 earnings.
In the small-cap front, you could look into this one Anadigics (up $0.11 to $7.46, ANAD), which makes integrated circuits.
Though you can not leave out Texas Instruments (up $1.01 to $33.00), TI is the number one maker of cell phone chips that counts Nokia as its biggest customer, saw its stock rise about 3 percent, and chipmaker RF Micro (up $0.37 to $8.69, Research), another large Nokia customer, gained about 4.5 percent.
Nokia (up $0.83 to $21.05)'s U.S. shares rallied nearly 4 percent, while rival Motorola (up $0.44 to $23.21) gained about 2 percent.
Nokia also launched three new phone models, unveiling the handsets in China as it targets new clients in fast-growing emerging markets, Reuters reported.
When talking wirelss you can never talk that without mentioning this one. Qualcomm (up $0.42 to $51.14), which makes integrated circuits and software for wireless products. Its shares rose as well.
We are thinking this one looks suprisely strong as well. Check this out for yourself, but it might be one to watch for little while and see for yourself. Skyworks (up $0.11 to $6.94, SWKS), which makes chips and integrated circuits for mobile phones.
A pair of analyst upgrades this week helped boost shares of the company, which had a difficult 2005 thanks to lost market share. Analysts think the company is poised to gain share from its rivals this year. Skyworks currently trades at around 30 times expected 2006 earnings.
In the small-cap front, you could look into this one Anadigics (up $0.11 to $7.46, ANAD), which makes integrated circuits.
Saturday, April 01, 2006
Limit Price Tip
Limit Price Tip
Here?s another term that we heard regularly during the stock market bubble of the 1990s but not much since the millennium. It?s an artificial ?circuit breaker? designed to prevent a spark of buying or selling from exploding into a full-blown panic.
The various futures markets set a ?limit? price before each session based on the settlement price at the end of the previous day?s trading. If the price of a particular futures contract hits the limit price, trading is suspended for a specific period of time. When trading resumes, the limit price is as far as the action can go. There is a ?limit up? for buying sprees and a ?limit down? for major sell-offs. If the contract is limit up or limit down for more than one day it is now ?lock limit.?
Future contracts cover a large number of commodities. Stock traders in particular watch the DOW futures and the NASDAQ 100 futures. The action in those futures pits, especially before the opening bell for a new session at the NYSE or NASDAQ, helps traders determine whether the open for the cash market will be strong or weak or going nowhere. If the DOW futures are soaring, traders tend to go long; if they?re collapsing, traders tend to go short.
Limits are set in place to prevent the buyers or sellers from taking the index too far, too quickly.
For example, the NASDAQ 100 has an initial limit at 20 points above or below the previous day?s settlement price. The limit is in effect for two minutes. When trading resumes, the next limit is at 30 points, and it is in effect for 15 minutes. Then comes 60 points for 30 minutes and 85 points for one hour. When the change is 100 index points up or down, it is at lock limit.
The limits are tested in most cases by news events. A horrible headline can send the futures to their limit in a flash. The last time we remember that occurring was in the aftermath of the 9-11 attack. The markets were closed from the start of the assault until the following Monday. The futures were at limit down before the start of trading, as we recall.
The goal is to allow people some time to catch their breath and digest the information that initiated the rash of buying or selling. Cooler heads usually prevail. After the limit is lifted, trading may still be frantic but not out of control. This is especially important during a sell-off. The last thing the exchanges want is a panic-induced rush to the exits that sends prices into an irreversible tailspin.
How should you, the individual investor, respond if you flip on CNBC one morning and see the DOW or NASDAQ futures at limit up or limit down? Not much, in most cases. Trying to buy shares in a run-up or dump shares in a major decline will probably result in a poor fill or no fill and a nasty case of whiplash from a whipsawing market.
However, if you have good day trading tools you can attempt to play the inevitable reversals. The market always overreacts; when the DOW drops 100 or 200 points in short order, it will come back before resuming its decline. Buying and then quickly selling an index-tracking Exchange Traded Fund, or ETF, could net some nice profits.
The same goes when the DOW or NASDAQ blast higher. The indexes will likely pause and decline for a spell as individual stock traders take their profits. At that point, short selling an ETF like the DOW ?Diamonds? (DIA) or NASDAQ ?Qubes? (QQQ) should work. ETFs, unlike stocks, have a special advantage because they don?t require waiting for an ?uptick,? or rise in price, before filling a short sale.
Here?s another term that we heard regularly during the stock market bubble of the 1990s but not much since the millennium. It?s an artificial ?circuit breaker? designed to prevent a spark of buying or selling from exploding into a full-blown panic.
The various futures markets set a ?limit? price before each session based on the settlement price at the end of the previous day?s trading. If the price of a particular futures contract hits the limit price, trading is suspended for a specific period of time. When trading resumes, the limit price is as far as the action can go. There is a ?limit up? for buying sprees and a ?limit down? for major sell-offs. If the contract is limit up or limit down for more than one day it is now ?lock limit.?
Future contracts cover a large number of commodities. Stock traders in particular watch the DOW futures and the NASDAQ 100 futures. The action in those futures pits, especially before the opening bell for a new session at the NYSE or NASDAQ, helps traders determine whether the open for the cash market will be strong or weak or going nowhere. If the DOW futures are soaring, traders tend to go long; if they?re collapsing, traders tend to go short.
Limits are set in place to prevent the buyers or sellers from taking the index too far, too quickly.
For example, the NASDAQ 100 has an initial limit at 20 points above or below the previous day?s settlement price. The limit is in effect for two minutes. When trading resumes, the next limit is at 30 points, and it is in effect for 15 minutes. Then comes 60 points for 30 minutes and 85 points for one hour. When the change is 100 index points up or down, it is at lock limit.
The limits are tested in most cases by news events. A horrible headline can send the futures to their limit in a flash. The last time we remember that occurring was in the aftermath of the 9-11 attack. The markets were closed from the start of the assault until the following Monday. The futures were at limit down before the start of trading, as we recall.
The goal is to allow people some time to catch their breath and digest the information that initiated the rash of buying or selling. Cooler heads usually prevail. After the limit is lifted, trading may still be frantic but not out of control. This is especially important during a sell-off. The last thing the exchanges want is a panic-induced rush to the exits that sends prices into an irreversible tailspin.
How should you, the individual investor, respond if you flip on CNBC one morning and see the DOW or NASDAQ futures at limit up or limit down? Not much, in most cases. Trying to buy shares in a run-up or dump shares in a major decline will probably result in a poor fill or no fill and a nasty case of whiplash from a whipsawing market.
However, if you have good day trading tools you can attempt to play the inevitable reversals. The market always overreacts; when the DOW drops 100 or 200 points in short order, it will come back before resuming its decline. Buying and then quickly selling an index-tracking Exchange Traded Fund, or ETF, could net some nice profits.
The same goes when the DOW or NASDAQ blast higher. The indexes will likely pause and decline for a spell as individual stock traders take their profits. At that point, short selling an ETF like the DOW ?Diamonds? (DIA) or NASDAQ ?Qubes? (QQQ) should work. ETFs, unlike stocks, have a special advantage because they don?t require waiting for an ?uptick,? or rise in price, before filling a short sale.
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