Ten Commandments Debt Free Life Style
2. Budget - Yes, we know everyone sort of hates to hear that word budget. And you get that idea in you head of sitting down and number crunching. Budget does not always have to that boring. It's more of a simple record of what you are going to give yourself for different expenses per month. Some other important thoughts on budgeting is making some simple rules in budgeting and stick to them. Do not give in, if you set a goal or a budget for $50 a month on entertainment then stick to it! Trust me you will be better off for it in the long run. Make a record of all your expenses, have and stick with shopping lists, meaning don't buy anything that is not on the list, and lastly did we mention stick to your budget plans!